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Top 10 Important Job Skills For The Year 2020 And Beyond




Important job skills

Top 10 Important Job Skills For The Year 2020 And Beyond

Important job skills

Having in-demand and important job skills will be the game-changer for employees in the coming year and we all need to be better positioned for this change. Quantum computing, artificial intelligence, self-driving cars are realities that we all are seeing today and no longer in the movies. With such developments all around us, employees must seek for ways to continue to be relevant in the labor market. No employer will settle for any employee that cannot add substantial value to his or her business or company.

Also Related: How to create enabling an environment for your employees

The reality of the future is that technology will take the lead in the workplace and the future is almost here with us. According to the world economic forum, we are already at the tail end of the fourth industrial revolution. Well, you and I don’t have to be an economics professor to that the next phase of the industrial revolution will change everything.

The coming industrial revolution will be marked by lightning speed advancements, and if you are not prepared you will be left behind. The industries that are tipped to revolutionize the future trillions of dollars for the global economy include Blockchain, genomics, artificial intelligence, and virtual reality.

So, as we approach the future, the question is- what important job skills will we need to thrive in this coming brave new world?  After carrying out a survey of the chief HR officers at some of the leading companies of the world, the World Economic Forum released a report revealing the top 10 important job skills you will need by the year 2020.

So, sit back and relax as we go through the array of job skills the future demands of us.

10 Important Job Skills For 2020

Well, before we go any further, the essence of revealing these most in-demand skills for the future is so you position yourself to be relevant.

  1. Complex Problem Solving

At the top of the world economic forum future of work, skills are the ability solving complex problems. There is no doubt fact that artificial intelligence will increasingly take over simple problem-solving at the workplace. Examples of such simple problems that this artificial intelligence will solve include checking account information, settings appointments on the calendar, etc. The complex problems will be left for those employees that are equipped with the skills to solve such problems.

You can create time to get training in complex problem-solving in order to boost your chances of thriving at the workplace.

  1. Critical Thinking

Critical thinking entails your ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. With the fast-moving changes in technological advancements, business processes and strategies are becoming more complex. Employers will need employees who are critical thinkers to find opportunities for improvement in the face of such complexity.

The World Economic Forum has established that critical thinking skill is one of the critical skills for workforce 2020.

  1. Creativity

Although machines help you get the job done in a very efficient and fast manner, they are not creative. The creativity lies with the person that invented the machine. Businesses and companies hire employees who are creative and innovative. Every employer needs employees that can implement new ideas and think outside the box. It requires creativity to transform data into information. You need to give yourself time to think and observe things for you to improve on them. There is no way we can talk about important job skills for 2020 without mentioning creativity.

  1. People management

When you talk about the fortune 500 most valued skills, people management is certainly there. There is no business that can succeed without good people management. It is for such reason that it is among the top important job skills for the future. Just like every king need his knights, a business leader needs a great team to achieve his or her goal. Such success can only be achieved if the leader has good people management skills.

Also read: How to build a business system that will improve your productivity

No matter your position or profession, you will always need this important and essential skill for great things that cannot be achieved alone. To achieve great success, you need to manage your team as well as ensure harmony amongst them all.

  1. Coordinating with others

Yet again we have another social skill on this list. It goes to tell you about the importance of social skills in the coming future. It is evident that companies and businesses are putting more emphasis on strong interpersonal skills. Employees who communicate and relate very well with others stands a better chance.

Positive human interaction and collaboration in the workplace is one thing that still shows humans are better than robots. The importance of collaboration in any work environment cannot be overemphasized. According to the World Economic Forum, “such non-routine interaction is at the heart of the human advantage over the machine.” You cannot coordinate with others if you don’t have strong communication skills as well as an awareness of other people’s strengths and weaknesses. The ability to work with different personalities is also very essential.

  1. Emotional intelligence

Emotional intelligence is all about your ability to manage and control your emotions as well as respond positively to the emotions of others. In order to achieve success, you will have to be in control of your mind. Your ability to master this skill is integral to your personal growth. Before you can be able to always respond positively to the emotions of others, you must be in total control of your own emotions.

Emotional intelligence is a very important leadership skill, little wonder it is on this list of important job skills for 2020.

  1. Judgment and decision making

The demand for this job skill will certainly not dwindle in the coming year. At the moment, no robot is capable of making judgments and decisions. To be clear, this skill is just about making judgments and decisions. It is about your ability to make correct and appropriate decisions.  In order to master this skill, you will need to also master other skills like critical thinking, good observation ability, and creativity.

  1. Service orientation

It is all about seeking different ways to be of service to others. How well you are able to provide help to the people in your team will certainly determine the quality of your leadership. You need to master this skill otherwise you risk losing your team’s trust ad loyalty. A true leader helps his team to grow without leaving anyone behind. So, as we go into the year 2020, make up your mind to be service-oriented.

  1. Negotiation

The key determinant of a good negotiation skill is your ability to reach a desired agreement without any dispute or argument. Oftentimes, people fail to reach an agreement that they want to as a result of poor negotiation skills. Such people find it difficult to engage positively with people, so they always yield to what their opposing team will say.

To master the art of negotiation, you are required to have clarity of goal as well as proper presentation and discussion of ideas. You can also develop your negotiation skills through meetings and having conversations with people that are above your level.

  1. Cognitive flexibility

It simply means your ability to different people accordingly and without any problem erupting in the process. You might say it is almost like negotiation, yes I agree. Here, you will get o deal with individuals with different thought patterns and ideologies, emotions, opinions, etc. it is your ability to navigate positively and effectively through different systems of thought.

The question is- how can you flex your cognitive muscles in order to remain relevant in the coming year? Well, you need to learn new things as well as learn new ways of thinking. Expand your interest and read outside your comfort zone. You also need to start embracing people that challenge your worldviews.


So, you have seen them all and needless to say you already know what to do. Just like your jewels, your skills increase your value the more you possess it. In order to master these important job skills for 2020, you must work on them regularly. Today is still early to start improving and discovering yourself, especially as an employee.




Visionary, and Passionate entrepreneur who believes that greatness lies not in what you see, rather, it depends majorly on how you see. I'm that diligent and determined guy that sees things very differently. Let's make a difference people.

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App & Software

Top 10 Refer and Earn Apps in Nigeria 2020




Hello there! Do you want an extra source of income? Or, are you interested in making some cool cash without having to risk investing a start-up capital? Do you just want to make some more productive use of your mobile phone, in generating some cash for yourself? If your answer to any of these questions is YES, then you’ve got yourself an opportunity to achieve just that by following this article to the end! This article discusses in detail the top 10 refer and earn Aapps in Nigeria 2020.

In the following paragraphs, you’ll get to know about a few mobile apps which pays you just for referring others to use the app.

But before going through these apps, here are a few things I feel you need to note before you could start earning:

  1. You need to be a registered user of the applications.
  2. You’ll need some data particularly for installing and running the applications.
  3. Trying to earn an income from this apps is NOT a Get-Rich-Quick thing. The earnings from these apps are not always gigantic, although they could add up really quickly if you out in more effort.
  4. The earnings may seem so little at the first. But don’t be discouraged; the more the referrals you make, the more you earn.
  5. You don’t need any special skill to start and/or manage these apps or the referral process. You can simply use the traditional methods to get new referrals from time to time; and finally
  6. You can start right away!
Top 10 Refer and Earn Apps in Nigeria

Top 10 Refer and Earn Apps in Nigeria

Top 10 Refer And Earn Apps in Nigeria 2020

See some of the top 10 refer and earn apps in Nigeria 2020 below:

(1) SumoTrust Affiliate

SumoTrust affiliate is a refer-and-earn program by a Nigerian-owned financial oraganization named SumoTrust. They are an automated investment/savings, learning and finance management organization. They help users in effectively planning their money, as well as make wiser financial and business decisions. Users set savings goals, and work towards achieving them over their forecast time. They also have other options where you can fix your savings you don’t want to spend over a period of time.

But how does their affiliate program work?

All they want from you is to share a referral link gotten from your Affiliate Earnings section in the account which you have with them. Send it to your friends on various social media handles such as Twitter, WhatsApp, etc. and ask them to join Sumotrust.

For each successful referral that registers and saves up to seven thousand five hundred naira (N7,500), you earn six hundred naira on the go! You can reach them on or download their app from your respective application store.

(2) Motute Affiliate

Motute is an education-based app in partnership with SumoTrust. Motute (a.k.a. Mobile Institute) is a learning and teaching marketplace which connects instructors in various fields from around the world to organizations, individuals or group of individuals towards imparting novel skills and knowledge in building better careers as well as gaining financial freedom.

To participate in Motute referral program:

  • Download the app from your respective stores
  • Register with them
  • Then tell your family and friends about buying a course with them.

For every sale you bring to Motute, they pay you 25% commission. There you go.

(3) VFD Microfinance Bank App

VFD Microfinance bank app is a financial institution that operates a little differently from your regular bank. VFD microfinance bank boasts of putting out “Nigeria’s first truly virtual bank,” V. The application is free, and there aren’t any hidden charges either for funds transfer within or outside VFD.

How can you make money through VFD Microfinance bank app referral program?

Veelager is a platform on V which allows you to make money through referrals to the bank. Refer 25 people to V app and get thirty thousand naira, provided they continue banking with VFD. But that’s not the highest they pay for referrals. The more you refer, the more you earn. It’s as simple as that.

(4) FairMoney App

Fair money lends money to borrowers. You could loan up to five hundred thousand naira from them, all depending on their assessment of your financial profile or history. As soon as your application is made and approved, you get your credit alert from the bank, of course, with terms and conditions which you’ll agree to.

However, whenever you successfully make a referral to the app, FairMoney gives you a five hundred naira discount. Does it look too little? Multiply that by twenty and see what you get. The choice is yours to make. 

(5) Cowrywise App

Cowrywise is a financial organization, just like VFD which allows customers to save, invest and get interests over a period of time at interesting rates. Their savings and investments also come with security just as you’ll find in traditional commercial banks.

As a form of encouragement to customers towards referring others to them, Cowrywise rewards her customers. You could earn up to five hundred naira per referral as a Corporate ambassador with Cowrywise.

(6) Luno App

Luno app deals in different types of cryptos, especially etherium and bitcoin.  The app could also be used for savings, apart from trading.

For every referred user that purchases BTC worth five thousand naira, Luno rewards you with two hundred and fifty naira worth of bitcoin. Like I’ve always said, the more the referrals, the more you earn.

(7) JumiaPay Nigeria

JumiaPay, as you may already have guessed, is a subsidiary of the renowned ecommerce platform, Jumia. JumiaPay is a free online payment app that allows you to recharge your phone, book a ride, order your food, or even pay utility bills.

When you invite anyone to use the app, JumiaPay pays you N500 when your referrals spend above the same amount using the app. There you go.

(8) Carbon App

Next on our list is Carbon App. Carbon App, formerly known as PayLater, is a nice app for investing money, making loans or making payments.

Carbon App does not charge you for transactions done on the app: interesting if you asked me.

In a means of providing more earning platforms for its customers, Carbon app pays five hundred naira per referral when the referred repay their first loan.

(9) Branch App

Branch is an online lending platform that provides loans to customers. They offer loans ranging from N1, 500, up to N150, 000.

On every referral you make, Branch pays both you and the referred N500.

(10) Piggyvest App

And last but not the least, is Piggyvest App. Like Cowrywise, Piggyvest allows you to save, invest and earn interests over time.

When you make referrals, and they complete their profile, you earn N1000 on each referral. Multiply that by fifteen and see how much you’ve got.

There you have it: various applications which pay you for just making referrals via your social networks. The choice is now yours to make: will you take it or will you leave it? Make a move today and earn by just referring people – friends, family, even strangers to use any of these apps today!



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Top 10 Blockchain Startups in Nigeria 2020




Over the years, modern technology has been dominated by companies based in first world countries. However, technological resources shouldn’t be located exclusively to a minute part of the world. In reality, the possibility of technology invading every sphere of human endeavor with its potentials can only be achieved when tech resources are distributed globally, as well as their use in helping local populations who are already showing a degree of commitment to improving their developing communities. More so is the advantage of knowing which of the crypto companies to invest in and how. With this list of the top 10 Blockchain Startups in Nigeria 2020, you can never be wrong in your choices!

In Nigeria, Africa’s largest economy, a number of blockchain startups are growing to meet the need for a cryptocurrency-thirsty populace. This is regardless of the fact that cryptocurrencies are not yet accepted legal tender in the West African country. Between April and June this year (2020) alone, $34.4 m was transacted in Bitcoin in Nigeria, the largest share on the continent. As stated by Usefultulips, South Africa followed behind with $15.2 m; Kenya with $7.8 m; Ghana, $ 640,000 and Tanzania $600,000.

It should not be alarming, therefore, that useful platforms through which cryptocurrencies are traded are springing up in handful places around the country.

Of all these platforms, I bring to you those that I consider the top 10 of Blockchain startups in Nigeria. See them below:

Top 10 Blockchain Startups in Nigeria 2020

(1) Quidax

Co-founded in 2016 by Uzo Awilli and Buchi Okoro, Quidax allows its users to freely purchase as well as sell cryptos in their local currency. Trading in Ethereum, Ripple, Bitcoin, Litecoin alongside other cyptocurrencies can be easily done on Quidax.

(2) BuyCoins

Provided by Bitkoin Africa, BuyCoins was founded in 2017 by Timi Ajiboye, Tomiwa Lasebikan and Ire Aderinokun. BuyCoins has a funding of $120,000. Users on BuyCoins have the opportunity to buy and sell cyrptocurrencies within a very short range of time.

BuyCoins conduct their services via their app, taking off prospective traders the stress of seeking other traders in the crptocurrency market. BuyCoin supports Bitcoin Cash, Litecoin, Bitcoin and Ethereum. Cryptos can be traded via their app which is available for IOS and Android devices.

(3) Bundle

Bundle is provided by and backed by Binance and was founded by Yele Bademosi. With Bundle, users can sell or buy Ethereum, Bitcoin and BNB. They also offer their customers the opportunity to buy cryptocurrencies using bank or card transfer. Proceeds from sales of cryptos, could also be withdrawn and deposited into your commercial bank account. With just N500, you can trade in BNB or Bitcoin.

(4) Yellowcard

Yellowcard provides users services for purchasing cryptos via the internet through debit cards or bank transfer. With this, they (users) can load their back accounts in the local currency, before paying for the digital coins they’re interested in. Currently, Yellowcard is in support of dash and Bitcoin core and would be adding tether (USDT) and Bitcoin cash (BCH) in the days ahead. Yellowcard is founded by Chris Maurice

(5) Patricia

With a dynamic operating mode, Patricia makes trading in cryptos like Ethereum, discounted gift cards, Bitcoin, Perfect money, etc. easily available to prospects.

(6) ABiT Network

Founded by Gauis Chibueze (aka Bitcoin Chief), ABiT Network provides blockchain e-commerce services throughout Africa. Some of ABiT’s products include ABiT Play, ABiT Go, ABiT Farm, ABiT Reps, ABiTCrowd, ABiTrader, and Tatcoin. For instance, with ABiT Reps, ABiT offers youths the opportunity to earn by telling others about ABiT products. Their apps can be found on different online stores such as Android and IOS.

Top 10 Blockchain Startups in Nigeria 2020

(7) CryptoTvPlus

CryptoTvPlus is one of the leading media agency on the continent. They provide the latest info on events, updates, project reviews in the digital currency market. They have an active online presence on Facebook, Twitter and YouTube with an application for easy access on Google play store. Founded in 2018, Cryptotvplus has a revenue of $ 15.40 million.

(8) Bitfxt

Bitfxt is another Nigerian cryptocurrency startup. Recently, in February 2020, they secured N5.45 billion from UK-based Payitup clearinghouse Ltd in a bid to expand their cytocurrency infrastructure. Traditionally, Bitfxt deals in Bitcoin and allows trade from prospects all around the globe.

(9) Roqqu

Founded by Uchenna Nnodim, Roqqu provides a speedy platform for the buying and/or selling of cryptocurrencies. Within thirty minutes, withdrawals are completed using Roqqu. They support EOS, STEEM, Ethereum and Bitcoin transactions. Like other cryptocurrency trading platforms, Roqqu has an app on Google Play store for easy trading. Traders on Roqqu are referred to as Roqquians.

(10) NairaEx

Founded in 2015, NairaEx has recorded over hundred thousand users with over one million transactions. They are one of the most popular in the digital currency market on the continent. NairaEx is a top blockchain company in Nigeria where cryptocurrencies such as Litecoin, Bitcoin Cash, Ethereum, and Bitcoin are traded. They are a reliable company for the exchange of Bitcoin and other cyptos through common payment platforms. NairaEx allows users to fund and withdraw within the same day.


The majority of the blockchain companies mentioned and discussed in this piece and others not mentioned here are founded and spearheaded by young Nigerians. These are highly spirited individuals who are seeking novel solutions to ancient problems in their immediate environment.

Ranging from agriculture, to the energy sectors and the financial payments service industries, these startups are making life better for many. You should find a way and align with the current trend. There is something for you if you invest in cryptocurrency today.



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8 Powerful Tips For A Successful Visa Interview In Nigeria

Gudtalent Chrisent



successful visa



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