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Top 10 Startups In Nigeria To Watch Out For In 2021




start-ups should prepare for investors

There is no doubt that Nigeria is a very tough place when it comes to doing business or founding a startup. However, despite the challenges faced by startups in Nigeria, more and more of these are springing up trying to meet the needs of Nigerian and the world as a whole. Some of these startups have been blossoming over the years.

startups in Nigeria to watch out for in 2021

10 Top Startups in Nigeria to Watch Out for in 2021

This article reviews some of these startups in Nigeria to watch out for in 2021.

1. Sumotrust

SumoTrust is a platform that automates the process of saving and investing for its users. It is designed to help you manage your finances better by regularly saving up for you and giving you an interest of 10-15% on your investments annually. This platform was created to encourage Nigerians to save and invest more. It is targeted mostly at the younger to medium age group. You can start saving on this platform with as low as 100 Naira and enjoy all the benefits it comes with.

Related: Comparing SumoTrust Vs PiggyVest Vs CowryWise

Here are some of the features of the SumoTrust Platform

  • Hedge Fund investment of up to 24% per annum
  • Account Security
  • User-Friendly interface
  • Group Saving
  • NUBAN Account
  • Money Transfer

5 Key Reasons Why You Should Enroll on Sumotrust Today

SumoTrust is a great platform for those who are looking for save or invest some money. Below are some of the benefits of choosing SumoTrust as your savings platform.

  • Secure Hedge Fund Investment: Sumotrust is the only savings platform offering hedge fund investment for users with medium to a large amount of money looking for security on their investment. With a minimum of N500,000 to as much as N100 million, the SHIFDA fund allows users to earn up to 24% secure returns on their investment per annum.
  • No Hidden Charges – Many people save their money in commercial banks and end up getting charged for things like maintenance fee, SMS alerts, etc. You do not have to worry about these charges on SumoTrust. They do not charge you for SMS fees nor withdrawal fees. SumoTrust is totally free.
  • Great Security – SumoTrust boasts of a highly secured platform even in a case of a hack, your bank details and money would still be secured. They use the highest level of security to keep the funds of their subscribers safe. A 256 bits SSL security encryption is used to secure the platform and it also uses a powerful block chain security protocol to make sure its users account is absolutely safe.
  • High Interest Rate – You stand a chance to earn interest as high as 10 – 15% on your investment annually (0.83% monthly and 0.028 daily) on this platform. Nigerian banks do not give an interest rate as high as this, and even if they do, they end up sucking it all up with their maintenance and SMS alert fees
  • Creates an Avenue to Learn and Connect – Another incredible benefit of this platform is their provision for people to connect and collaborate. You will have access to Nigeria’s online business academy (Motute) owing to the fact that SumoTrust has a partnership with these entrepreneur platforms.

To start saving on SumoTrust visit to sign up.

2. Bundle Africa

Bundle Africa is a startup in Nigeria which amongst other things has an application through which people can send and receive cryptocurrencies (digital currencies like Bitcoin, Ethereum, Litecoin, etc.) and fiat currency (regular money) to people free of charge. With the Bundle app, you can send money to anyone on your contact list, you can even request money from them. This is possible as long as they also have this bundle App installed on their mobile device(s).

Basically, the Bundle app gives one the opportunity of buying, selling and depositing cryptocurrencies and also allows one to securely store cryptocurrencies in his/her Bundle wallet.

The Bundle app provided by Bundle Africa is a fun app to use that makes money transactions easier. You do not have to worry about unnecessary bank charges as bundle app does all transactions for FREE.

Here Are Some of The fundamental Things that You Can Do with Bundle Africa App:

  1. Send and Receive cash or crypto instantly

Bundle makes it very easy to send and receive cash or crypto for free. You do not have to carry cash around in your wallet with the bundle app at hand. All you just need is a few taps and you have paid for a meal or refunded your friend of some money you owe him.

  1. Send cash or crypto to your contacts not on Bundle

Maybe you need to send money to someone and they are not on bundle yet, you do not have to worry. You can send them cash or crypto through their phone number for FREE. All they need to do is to download the Bundle app to receive it.

  1. Buy and sell crypto

Bundle app includes a feature that allows you to buy and sell cryptocurrencies right there on the application. You can sell cryptocurrency such as Bitcoin, Ethereum, BNB and others. After making sure you have Naira in your bundle account (You can fund your wallet with the “ADD CASH” feature), you can then buy any crypto that is featured on the bundle APP. You can as well sell your cryptocurrencies and get Naira withdrawn directly into your bank account.

  1. Withdraw and deposit crypto

You can also transfer cryptocurrency from your Bundle wallet to another wallet. Just click on the withdraw button to proceed. You can also store your cryptocurrency in the Bundle app smart wallet by depositing into it for free.

N/B: Bundle is not a cryptocurrency exchange. They are just there to bridge the gap between individuals and cryptocurrency exchanges, this way making it easier for you to buy, sell and store cryptocurrencies.


Led by Chris Ani, DABA is a platform that enables individuals and organizations to gain the relevant strategies and in-demand global skills needed for scaling, wealth creation, and financial freedom. The startup aim at equipping 1 billion people with high income and digital skills to better compete in the global market. They are interested in helping people and businesses to grow their capacities, start/grow their businesses, and gain financial freedom.

With the online courses offered on DABA, you would be equipped with the necessary real time skills that would help you make cool cash from the comfort of your home. These courses are taught by real-time experts, practitioners, and business leaders who have adequate knowledge, expertise, and experiences with the digital skills that they teach and have also gained financial freedom themselves with these skills.

DABA does not operate on monthly fees; you only pay once and upon successful payment, you would be granted the eternal access to learn the skills you paid for on the platform.

There is no need for any kind of degree or qualification before you can enroll on the website.  Anyone, just anyone with any skill level can enroll on DABA and begin his/her journey to digital skills acquisition/expertise within a short time frame.

4. LifeBank Nigeria

Founded in 2015 by Temie Giwa-Tubosun, LifeBank (formerly One Percent Project) is a startup that aims to tackle the problem of blood shortage in Nigeria and across Africa. They deliver critical medical supplies needed by patients in a faster, cheaper, and safer way.

This SME’s innovative ideas have saved over 10,000 lives by ensuring blood donations are delivered to the hospitals in need of them. They impact vulnerable communities located in urban, peri-urban, and rural areas in Africa by delivering to the very last mile.

The start-up has within the short time of its existence won several awards including Cartier 2020 Women’s Initiative, Sub-Saharan Africa Laureate, African Netpreneur Prize Initiative Award by Jack Ma and others. Besides assisting with blood-donation services, LifeBank also delivers other medical products such as oxygen, blood products, and vaccines.

5. Kuda Bank

Kuda Bank is a full-fledged digital-only bank which is operating with a banking license. Kuda is designed for your smartphone, free of the ridiculous charges that regular bank charges, and it is also great at helping you to budget, spend smartly, and to save more.

some of the features include no ATM card maintenance fees, no Charges for cash withdrawals, and no transfer fees to Other Nigerian banks”

6. Crop2Cash

Founded in 2018 by Emem Essien, Michael Ogundare, and Seyi Paul, Crop2Cash is a startup with the aim of digitizing the supply chain of agro-processors. It also aims to provide farmers with access to financial services to increase their agricultural production.

It makes sure the supplied agricultural products get to the farmers at the best qualities. Farmers in rural areas are also enabled to receive digital payments thereby building their financial identity.

7. Judy

Leveraging the power of Artificial Intelligence, Judy Innovative Technologies solves the challenges faced by researchers in the African legal space. It was founded in 2018 by Sadiq Okocha and Bright Oleka.

Judy gives its users access to over 20,000 cases, rules of court, and statues. They provide lawyers with a comprehensive database of common law case Judgments, thereby making it easier for them to make research and provide quicker judgments. Judy got seed funding, a sum of $100,000 from Switzerland-based Meltwater Foundation in 2019.

8. CredPal

With CredPal, lending and borrowing has never been easier. It is a Fintech startup founded by Olorunfemi Jegede and Fehintola Olaogun in 2017. CredPal provides funds for consumers by bringing them in contact with willing lenders to finance their purchases while they pay back in fixed monthly installments.

Providing their users with ATM cards which functions as a credit card. These cards enable the user to access credit for purchases made. The user is required to input their bank details on the app, this is where the decision to pay a lump sum or pay by installments is made.

9. Publiseer

Publiseer was founded in 2017 by twin brothers Chidi Nwaogu and Chika Nwaogu. Having both struggled to get their book and song out to the public, they birthed the idea if helping independent artists and authors meet their publishing needs across Africa. They promote the creativity of Nigerians by offering free publishing, designing and technology, to artists and authors.

First you would have to get approved on the platform which does not take much to accomplish. After getting accepted, the platform takes care of the media and publishing work for the author and artist.

The team works overtime just to provide artists and authors with good publicity. Authors get access to professional book covers, ISBNs and worldwide book distribution. While artists have their songs distributed across online stores and also get free professional cover art.

10. CrowdyVest

This crowdfunded platform was founded in 2019. CrowdyVest enables individuals to participate in multiple investment options by giving them the opportunity of selecting the kind of project they are willing to sponsor.

After making a choice, the sponsors procure the funds needed to carry out the project and its operation.

Their focus is various sectors available in communities and cities which seem to be underutilized.

They make use of the sponsor’s funds to engage the projects, secure the land, provide the facilities with improved services, complete the full production and marketing circle.

After this, the profit made is used to pay the sponsor a return on their investment. They also provide regular updates of the project circle to the sponsor through text, pictures and videos.



Ekemini Ekpo is a professional Blogger, Research Analyst, Internet Marketer, and Tutor. He is passionate about Business, Investment, Entrepreneurship, Finance, and Personal development.


Flutterwave Profile: About, Team, Contacts, size, Funding, and Salaries

Chijindu De-wigwe



Flutterwave Fintech company



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GLO Tariff Plan 2020 – List of Tariff Plans and Price




GLO Tariff Plan 2020 - List of Tariff Plans and Price

More popularly known as GLO, Globacom Limited is a multinational telecommunications company that is based in Nigeria, and was founded by Mike Adenuga.

Though they were established on the 29th of August 2003, Globacom Limited has set a record in Nigeria among telecommunication companies for being the first to build what they call the Glo-1. Acquired from the United Kingdom, Glo-1 are high capacity, submarine fiber optic cables, which are worth $800 million.

GLO Tariff Plan 2020 - List of Tariff Plans and Price

GLO Tariff Plan 2020 – List of Tariff Plans and Price

GLO acquired more than 44 million subscribers by 2018, making them the second largest Nigerian network operator. Apart from the fact that they employ more than 3,500 people from all around the world, GLO has also established itself as one of the best service providers for calling, and browsing in Nigeria.

The calling and browsing rates on GLO are very cheap, due to the various GLO tariff plans available. And it is very easy for any GLO subscriber to access, or opt into any of them.

There is also special call service available on GLO, which allows GLO subscribers to have access to cheap call rates. Below are some of the available GLO tariff plans:


With a recharge of either 100 Naira or above, the GLO Bumpa tariff plan offers its subscribers a 200% bonus with each recharge.

As such, if you recharge 200 Naira on the GLO Bumpa plan, you get a value of 600 Naira, and if you recharge 300 Naira, you get 900 Naira. And this bonus can be used for a variety of things like browsing the net, sending text messages, or making calls to any other network.

The GLO Bumpa plan features free night calls, a bonus validity of 30 days, with no rental fees attached. GLO prepaid subscribers, and all those who port into the GLO network are free to use this plan.

The 200% bonus on the GLO Bumpa plan is available to the GLO Subscriber as long as he keeps recharging his phone. To join this plan, dial *100*10#, and you can also dial *122*2# to check your GLO Bumpa bonus.


Offering free migration for all GLO subscribers, with calls at a discounted 5 Kobo per second, and text messages at a rate of 3 Naira per SMS, GLO Bounce is one of the best tariff plans that GLO has to offer.

GLO Bounce subscribers get to enjoy a call rate of 10 Kobo per second to other networks in Nigeria. They also get 12am to 5am free night calls after using 30 Naira during the day, and free Facebook browsing. On each recharge of 200 Naira, they also receive 30MB free data.

A campus rate of 5 Kobo per second is available for all GLO Bounce subscribers in all Nigerian tertiary institutions. Dial *170*4# to migrate to the GLO Bounce plan, or *170*9# for the campus zone plan.

Important: Looking for a Job/Employment? Apply for Globacom Recruitment 2020.


A ‘free tomorrow’ as implied from the name, the GLO Free Tomorrow plan gives a subscriber twice the value of what he spent for his calls, SMS, and internet browsing on the previous day. This means he gets today, 2X what he spent yesterday.

This free credit can also be used to browse, or call any other network. Dial *300# to join the GLO Free Tomorrow plan.


Available to both new and old prepaid GLO users, the GLO Gbam tariff plan allows any GLO user to add, and call 5 special Glo numbers at a much cheaper rate than they normally would.

This tariff plan has an on-net call rate of 15 Kobo per second, an off-net call rate of 15 Kobo per second, plus an on-net and off-net SMS rate of 4 Naira per SMS. GLO Gbam subscribers can send text messages to international numbers for just 10 Naira for each SMS. This plan also offers its subscribers 5MB for browsing, which has a 24-hour validity.

Migrating to GLO Gbam as a GLO subscriber is simple, you just need *100*5*1# on your mobile phone. To register the 5 special numbers, you just dial *100*1* New Number#. While *101*2* existing Special No*New Special No# is used to change one of the numbers you already have registered to a different one.


Known to be one of GLO’s best tariff plans, GLO Infinito allows its subscribers a special call rate of 22 Kobo per second. This prepaid plan offers this with no hidden rentals, or charges attached.

This tariff plan would be more useful to business owners since it allows them to have up to 10 numbers as family and friends numbers. And calls to the family and friends numbers goes for 11 Kobo per second. Dial *100*9*2# to migrate to GLO Infinito, and *101*1*number# to add a special number to the family and friends list.


Exclusive to new GLO subscribers, the GLO Yakata tariff plan is another awesome plan from GLO, and offers GLO subscribers some rather remarkable call, and data benefits.

GLO subscribers on the GLO Yakata tariff plan enjoy 6 gigabytes of data, which has a validity of 6 months, as well as 2200 Naira for voice calls, every time they recharge 100 Naira.

Some of the benefits of GLO Yakata are:

  • The call benefits enjoyed by the customers allows them to call any network, and they get more benefits with each bigger recharge.
  • The first 200 Naira recharge of every month gives the customer a data bonus that is 2.5 times greater than the normal GLO Yakata bonus. And if the recharge is more than 200 Naira, the data bonus increases proportionally as well.
  • The GLO Yakata data bonus is only available to the customer on the first recharge of each month, and for the first six months since he activated the line only.
  • And the bonus itself has a seven-day validity.

Important: Learn How Internet works and the roles of the different Internet companies in Nigeria here


The Glo Jollific8 is another tariff plan that is exclusive for new prepaid customers. And this time, the plan gives each subscriber 8X more value on each recharge they make on their mobile phone.

To enjoy the benefits of this plan, the GLO subscribers need to recharge their GLO line with either 100 Naira, or bigger than that. Apart from the 800% bonus on every recharge, subscribers also get free gifting data that can be shared to other GLO users, and a call bonus, which can be used to call all networks in Nigeria.

Read the breakdown below to understand how much voice, and data bonuses you stand to gain on each recharge.

  • N100 recharge gives N800 + 10MB (N50) = N850
  • N200 recharge gives N1,600 + 25MB (N100) = N1,700
  • N500 recharge gives N4,000 + 50MB (N200) = N4,200
  • N1,000 recharge gives N8,000 + 100MB (N400) = N8,400
  • N5,000 recharge gives N40,000 + 500MB (N2,000) = N42,000


One of the few plans that is available to both new and existing GLO subscribers, the GLO Jumbo Sim tariff plan is a prepaid plan that offers a preloaded credit of 200,000 Naira to both the new and existing subscribers, which can be used to send text messages, make calls, and even browse. But these benefits are only available after they have recharged their GLO lines with a certain amount of credit.

But this data, and voice bonus is only available for 14 days after the GLO subscriber has unlocked it, and before the customer unlocks it, it is valid for only 6 months, after which it expires. Dial *224# to migrate to the GLO Jumbo Sim tariff plan.

To check your locked data bonus, dial #122*24#, and dial #122*23# to check the unlocked bonus.



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Airtel Family and Friends 2020




Airtel Tariff Plan 2020

Today, I am sharing this piece with you on Airtel Family and Friends. However, before I get into the details, let me give you a little run-through of the Airtel Nigeria company.

Airtel Nigeria is one of the most popular network providers within the confines of Nigeria. The reason for the popularity of Airtel is mostly because of its pocket-friendly data and call rates, amongst other interesting features.

These interesting features actually is what has endeared many Nigerians to this network. One of such feature that we will be looking at today in a more in-depth way is the family and friend feature of Airtel.

But before we go fully into this, lets first establish the meaning of the term Airtel Family and Friends, so that we wouldn’t commit the fallacy of ambiguity.

Airtel Family And Friends 2020 – An Overview

Airtel Family and Friends is a duty administration that is accessible to all Airtel prepaid customers. It’s a help that is intended to definitely diminish the general expense of calling your family and friends and family, so you can enjoy more talk time with those people that are so dear to you, hence fabricating a better relationship.

Be that as it may, the numbers you can call at this marked down value is constrained to the numbers you have in your Family and Friends list. keep perusing.

I am vividly aware of the fact that most people, not to talk about knowing the Airtel family and friends code in 2019.

Airtel Jobs/Recruitment: Would you like to work with Airtel Nigeria? If yes, check out this latest Airtel recruitment offer.

How Do Family and Friends Work on Airtel?

Having used this service for some years and being in the field of technology, I have come to the full understanding that out of the number numbers of Family And Friends (FAF) you wish to add on your list, Airtel will just allow you to add 5 people for free and the rest of the people want to add will cost N50 per number added.

I may advise you to only to your FAFS list the numbers you usually call. A person like me, I add only my fiance, aunt, and dad which I do call frequently.

You can add your spouse, customers or family relation numbers. this is only if you do call these persons more often.

Airtel Family and Friends 2020 Code

If you are using airtel network on phone and you are searching for the airtel family and friend (FAF) code, then check below for the airtel FAF code as listed here;

The code for adding a number to your family and friends list is *311*2*number#. Assuming your mother is using airtel network and you want to add her to your list (let’s assume her number is 08133772290) Then you have to dial *311*2*08133772290#. You will instantly receive a message which confirms the successfully adding of the number.

NOTE: Only five (5) numbers are to be added at a time

How to Add a Number on Airtel Family And Friends

Do you want to add a number to Airtel Family and Friends 2020? Then you will need the airtel faf activation code. It’s easy! just dial the following codes *311*2*NUMBER# example, if you want to register 08133772290 to your family and friends list, simply dial * 311*2*08133772290#.

On completing this action, Airtel will send you a message that the number was successfully added to your Family and Friends list. Henceforth, you can be making calls at highly reduced rates to the number/numbers you’ve added.

How To Remove/Delete Numbers on Airtel Family And Friends

If you want to remove/delete a number from your Airtel Family and Friends 2020 list, simply dial  *311*3*NUMBER# e.g if you want to remove 08021234567 from your Family and Friends List, dial *311*3*08021234567# and Airtel will send you a message that a number has been removed from your Airtel Family and Friends list.

Read: Airtel Tariff Plan 2020 – List of Tariff Plans and Price

How to View Registered Numbers In AFAF

If you want to know the numbers that you have in your Airtel Family And Friends list, simply dial *311*4# (airtel faf activation code). All the numbers in your airtel family and friends 2020 list will be shown to you.

Note that these codes (*141*2*Number#; *141*3*Number#; *141*5#) were formally used as airtel faf activation, but are now obsolete and does not work anymore for adding, removing and checking the list of FAF respectively

Airtel Family and Friends Call Rates

The tariffs for the FAF service are uniform across all tariff plans:

  • Peak Periods (6am – 9:59pm): 25 Kobo per second.
  • Off Peak Periods (10pm – 5:59pm): 21 Kobo per second
  • When using SmartConnect bonus: 40 kobo per second, irrespective of the time of the day you make the call.

Do you still have any further question ? feel free to use the comment section and we will get back to you as soon as practicable. And it this article was helpful to you, then use the share button to share it with your friends on Facebook and other social media. Thanks for doing that.

Airtel Nigeria Family and Friends Activation Code

To enjoy the Airtel family and friends plan, this is how to add family and friends on Airtel; that can be done by using this registration code:


For example, if you want to add this number ‘08123456789’ to the Airtel family and friend plan. Then you will have to dial *311*08123456789#. This will allow you to benefit immensely from a cheaper call rate when calling that number.

After dialing the ‘activation code’, a popup message will be displayed on your phone to inform you that the process has been successful.

The limit for adding numbers into the Airtel Nigeria family and friends plan is five phone numbers.



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