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Business Ideas

Top 10 Investment Opportunities in Nigeria Right Now

Gudtalent Chrisent



Good Investment Opportunity in nigeria

10 Best Investment Opportunities in Nigeria 2020

If you are looking for a business in Nigeria to invest in, Well, this post is for you as we will be taking a recap of how to Invest Money in Nigeria, detailing the investment opportunities in Nigeria right now.

Earn 10-15% Interest for All your Savings on SumoTrust

So, lately, our contact email has been popping up with the best online and offline investments to try that will yield profits this year.

Good Investment Opportunity

Normally, I don’t give investment advice in Nigeria as one is expected to make investment research on his own or speak with an investment professional, however, I’m’ sure a good investor and have done well when you talk about how to invest money online in Nigeria.

If you have money and looking for how to invest your money online for a good return, then this article is for you.

Although on a general scale, you’re advised to make your own research if you’re looking out for financial investment opportunities in Nigeria and how to invest your money wisely.

Most of the best investments right now are online and require little stress. You also need to understand that you have to invest money to make money if you’re not a service provider.

Earn 10-15% Interest for All your Savings on Sumotrust

For the benefits of Class and different of how much you have from others reading this post, I will segment this post to best investment if you have;

  • Less than 200,000 Naira
  • Above 200,000 Naira and less than 1 million and
  • Best investments if you have over 1 Million Naira.
  • Where to invest money in Nigeria if you have Above 5 Million Naira

Ready? Let’s go.

10 Best Investment Opportunities in Nigeria

  1. Good places to invest money in Nigeria if you have less than 200,000 Naira

Sumotrust savings and investment platform in nigeria

SumoTrust (Formerly SumoBank) is a secure saving and investment platform that helps you save and reach your financial goals faster. The company is primarily focused on helping African entrepreneurs, businesses, salary earners, students, etc save money especially when they have issues with respect to saving. You earn 10-15% interest annually which is higher than bids gotten from some treasury bills most of the time and better interests from normal savings account with commercial banks. There is also a high interest fixed deposit account that lets you earn up to 24% interest per annum, you can always contact support from your account to request for the offer.

To start saving and earning interest from Sumotrust, create your account at

Login in your account and enter your bank details, link your debit card and start saving. You can save as little as 100 per day, weekly or monthly.

Want to invest with Sumotrust? Create your account here.

  • Investing into FGN Savings Bonds

FGN Savings Bonds

In 2016, the Federal Government of Nigeria launched the FGN Savings Bonds.  It is a retail investment program designed to provide Nigerians of all income levels the opportunity of contributing to national growth and development by lending money to the federal government.  It is also intended to make savings attractive to the average Nigerian.

In investing in FGN savings bond, the minimum investment amount is NGN5,000 and a maximum of NGN50,000,000.  The FGN Savings Bond tenor ranges from two to three years and primary auctions are conducted on a monthly basis.  FGN Savings bonds just Like the FGN Bonds has a secondary market for Savings Bonds at the Nigerian Stock Exchange which means that if you don’t wish to hold the investment to maturity, you can exit by selling at the NSE.

bundle of Nigerian money in the bank

Interest payable in investment opportunity into FGN savings bonds ranges from 11 to 13% which is way above the interest payout from regular savings account in a commercial bank in Nigeria. This investment is tax-free and the bonds can be used as collateral to obtain loans from the commercial banks and microfinance banks.

If you’re interested in this Investment opportunity in Nigeria, kindly Contact your stockbroker to help you.

mini importation in nigeria

You might as well consider starting a small business that is less stressful. Well, if you have less than 200k, Mini importation is one business you should consider right away. With less than 200,000 Naira, you can start importing products from China down to Nigeria with only your mobile phone and makeover 50%-120% profit depending on your niche in a short while.

Mini Importation is definitely a business in Nigeria to invest into You might consider buying out Mini Importation E-book for just 5000 Naira and see the same strategy that helped Samuel Benedict make over 5 Million Naira with less than 50,000 Naira startup capital.

  1. Good things to invest money in if you have above 200K and less than 1 Million

It’s no news that cryptocurrency is one of the biggest Investment Opportunities in Nigeria right now, but then, it’s a risky investment because of its volatility. If you’re in for quick money or want high yield investment opportunity, then buying some cryptocurrency should be something to try out.

Note: this is very risky and I mean very very risky investment. You will need to have proper knowledge of blockchain and cryptocurrency before you put in money into it. You can call 07037281050 and ask me a few questions about how to invest in bitcoin and Altcoins. I will be glad to help out, however, you can quickly start investing into cryptocurrency by Creating a Binance account or by creating a Quidax account now.

It’s simple when you’re done creating your account, follow the onscreen instruction to get complete. You can follow up on this guide on how to create a Quidax account.

Read the articles below about Cryptocurrency

  1. How to start bitcoin business 
  2. how to make lots of money with Bitcoin in Nigeria
  3. Best cryptocurrency wallets to use
  4. How to buy Bitcoin with your MasterCard
  5. Facts about cryptocurrency 

inesting into gold business in nigeria

Some say it’s golden to invest in Gold because it will certainly make you lots of money.  Gold as an investment opportunity in Nigeria is good because its value never falls.  If you have a 15 karat gold today, it will still be 15 karat even after 20 years but the worth may have increased tens of thousands fold over that period.  Gold serves as store of value and seeing it Gold as an investment opportunity is a great idea.

There are so many ways you can invest in gold which include;

  1. Buying gold jewelry and storing for a period of time.
  2. You don’t need to travel abroad to buy Gold as you can buy them inform of gold jewelry in Abuja, Kano and even Lagos.
  3. Investing in gold-plated items.
  4. Other gold commodities include bars, coins, and bullion.

Whichever option you decide to go with, and allow time to pass, you’ll be amazed at the returns thereafter.

To be able to trade in gold products, you must first learn the basics of doing Gold business. You must know how they are measured, weighed and valued.  You must also know where to source from and how to identify original gold for investment.

With 200,000 Naira to 1 Million investment capital into Gold, you’ll make a good profit. However, if you do not have quality time to source for the products or you want to remove the risk of buying fake products from your shoulders, you may consider investing with gold-based network marketing companies.

Gold business is no joke and business in Nigeria to invest into.

Read: How to make money from Gold business

  1. Good investment opportunities if you have above 1 Million nairas And less than 5 Million Naira

Growing Trading Account

Stocks in this category will be the riskiest investment to make for one who has a huge capital, but at the same time can give very return of investments if the deal goes well.

There are so many good companies to put money into and buy shares from them and watch it grow into something huge.

So many people lost money in 2008 when the stock market melted, but then, the stock market has since recovered, albeit slowly and discerning investors are making money.  As at towards the ending of 2017, the broad market index, the NSE All-Share Index was up about 30%.  Certain stocks have returned as much as 60%.  The truth is that, if carefully done, investing in equities can offer an incredible return.  Return on equity investment is not only in terms of capital appreciation but it also comes in dividend and script issues or bonuses.

I have made over 150% in less than one year investing into Tesla stocks which I bought in late December 2019 at less than $600 per share. It is currently worth over $1400 per stock and I did all of this using my Invest Bamboo App.

The secret to cashing out big in Stocks Investment is to

  • Develop your own winning system,
  • Do not speculate before investing,
  • Conduct your research very well,
  • Invest in quality stocks with sound fundamentals and
  • Pay attention to developments around you that may affect the value of your investment.

Related: Top 10 investment banks in Nigeria

  1. where to invest money in Nigeria if you have Above 5 Million Naira

  • Treasury Bills:

investing money into treasury bills

Treasury bills remain the best investment opportunity as it’s the most secure form of investment in Nigeria because it has very little to zero risks of losing your hard-earned money and backed by the government.

The election is coming and the government is looking for money to use in running the election. If you understand this, you’ll know banks are one of the places the government will go to for money and eventually the price of bid on treasury bills will definitely go up. Investing over 5 million naira into treasury bills for a period of 91 days for 14% interest and reinvesting again after 91 days, 182 days and 364 days respectively is a good way to make huge profits.

There is also a secondary market for this security existing in the money market.  The money market comprises of the banks and other financial institutions dealing in short-term instruments. Please consider reading the full article on How treasury bills work and how to invest in treasury bills.

  • Buy Properties, Invest into Real Estates

real estate

Buying properties in Nigeria have been one of the surest investment one can make especially for a country like Nigeria that is developing. But one thing is certain about investing in properties in Nigeria, you have to take into proper account the city/town which the property is located. Profit returns from places like Abuja and Lagos can never be compared to profit margins to place like Enugu and Benin. If you need quick withdrawal from property investment, then, consider major cities like Lagos, Port Harcourt, and Abuja, but if you are looking for a long-term investment on a property, then, consider places like Onitsha, Enugu, Ogun, Delta. Just make proper research before diving into anything. They all follow the principle of invest money to make money.

You can make a lot of money by investing in real estates.  If you say it requires huge capital to do in the property market, then you are right.

Another secret to getting your way well wrapped in real estate investments if you don’t have much capital is to buy lands in local areas that have high chances of developing. There are places in Nigeria that you can buy a piece/plot of land for as low as 500,000 Naira.

building and developing real estate

After buying the land, hold onto it for a while and when development starts coming in, use the piece of land for renting services.

Related: 4 steps to owning a commercial real estate

If you have the resources you can invest in already developed properties like houses, apartment houses, and hostels.  Such properties are managed by real estate development companies and there as so many that allow investors to pay in installments or even arrange mortgage financing with time.

  • Invest In SumoTrust SHIFDA

SumoTrust high interest fixed deposit account (SHIFDA) is an investment offer by SumoTrust that lets people to invest into the company’s internal operation and tier-2 businesses for a 24% return per annum. It is very safe security and can be converted into debit in cases of bad business turnover.

To access SHIFDA, you will need to have a Sumotrust account at and then, tap on the invest option at the menu panel and follow onscreen instruction.

They have a minimum investment of N500,000 to a maximum of N100 million Naira and tenure can span for up to 10 years.

agriculture as Good Investment Opportunity

This may sound odd but I tell you there is so much money to be made in investing into Agriculture if you go big into it. The Agricultural sector is raising a new set of millionaires from farming in Nigeria and the trend will continue as government at all levels continue to drive agriculture as a way of diversifying the economy.

Apart from this, Agriculture in Africa will continue to be viable including in Nigeria, Ghana, South Africa, Kenya, United States, Uk and other non-African countries because of its huge population and the emerging of industries that require input from the agricultural sector.

Subsectors that are open to investment include produce farming such as

  • Rice
  • Maize
  • Cassava,
  • Beans
  • Plantain
  • Pineapple, etc;

livestock production such as poultry, pig and snail as well as fish farming will continue to thrive.

5 reasons you should invest in

If you don’t like farming but want the money that comes from it, you may adopt the indirect model by investing in organizations that have the expertise and are engaged in large-scale farming.  These companies use your money to carry out all the processes and pay you returns on your investment periodically and at the end on maturity, you also have the option of exiting with your investment capital or reinvesting for the next farming round.

Read the articles below to learn more about Investing into Agriculture

  1. How to make money from AGRO-BASED businesses
  2. How to start a turkey farm business
  3. how to start egg distribution business in Nigeria
  4. how to start Cat Fish farm
  5. how to start a rabbit farm
  6. how to start Snail farm
  7. how to start Cassava business in Nigeria
  8. How to start a banana farm
  9. How to get Agric loans in Nigeria


Investing your money is one thing you have to take seriously if you want to stand out financially. In as much as the urge to spend will also come, try and spend less.

These are my 10 Best Investment Opportunities in Nigeria and the best way to invest money for people who want to make money by the end of the year.

Personally, I use Sumotrust and have some investment in stocks and Agriculture. Start making your life better in 2020 by investing wisely and profitably.

I hope this goes a long way to help.

Keep visiting for more business and financial investment opportunities in Nigeria.





Business Ideas

How to Start a Coaching Business in Nigeria




This article is specifically for people who wish to start a coaching business in Nigeria. “Business and life coaching business”, as you should know, is a relatively new and not so widely known field in Nigeria. Being a field best suited for individuals that have a passion for helping others get better and more effective at attaining their set goals, it has great future prospects especially with the emerging of impressive young businesses in the Nigerian business climate.

start a coaching business in Nigeria

Steps to Start a Coaching Business in Nigeria

Starting a coaching business in Nigeria involves a relationship between a coach and client for mutual rewards. Here, the coach provides assistance to his client via one on one sessions, practical counsel, and vivid action items and gets rewarded in cash and/or in kind. The overall aim of starting and growing a coaching business in Nigeria or anywhere else is to help someone else get better and get rewarded for doing that.

Steps to Starting a Coaching Business in Nigeria

If you are considering starting a coaching business in Nigeria, the you should take the time to examine the following steps carefully.

1. Have A Clear Vision Of What Your Ideal Business Should Look Like

You don’t want to be like most coaches who end up getting trapped in a dead-end business model that is reactive and over which they have no control. You need to have a strategy, a game plan you play by that will constantly give you an idea of what’s next. Avoid getting trapped in trying out new guess works and tactics in the hope of getting results. Rather, define clearly what your ideal business should look like and proactively work from this standpoint. This will help you optimally engage your energy and save time.

2. Choose the Best of Clients

The secret to accomplishing incredible results as a coach, especially while running a coaching business in Nigeria is in choosing the right clients to work with. When choosing a client to work with, be sure to assess your client for proactiveness and willingness to take immediate positive actions. Action-readiness will be very vital in the long run if your clients will see any impressive results.

3. When Sharing Knowledge, Hold Back

When sharing knowledge with your clients, always give them only what they need to scale through to the very next level of progress and not everything at once. Having a whole lot to share is good; it keeps you confident and positively poised. Notwithstanding, it is wise to dish out just what your client needs to know within a given timeframe as suffocating your client with ideas could spur inaction.

4. Pricing

As a coach there is no right or wrong price to charge for your service. But a good way of determining what pay you should charge for your service is to look in terms of the value you will be adding to the business. So, estimate your efforts in helping your client to grow and achieve his/her targeted results and determine your pricing options from here. This job requires some good energy so be sure that in as much as your price is not outrageous it should not be unsatisfactory too as this will drain you of motivation in the long run.

5. Develop Program Plans that Time for Results to Show

By all means avoid short term programs as this will be taxing and draining for you. Besides, it could be discouraging for your clients especially if the results are not fast showing. You want to have time on your side while delivering your service as a coach. You need sufficient time to thoroughly guide your clients to their desired level. To that effect, you avoid running one-week or one-month coaching programs and instead get clients to make a commitment to a 6-months or a 1-year plan. This will take off the pressure to see immediate results and give you time to work with your client for long-lasting results.

6. Be yourself

To avoid appearing strained, stressed out, and worn from your job, endeavor to be yourself at all times. This will help you come up with relaxed and authentic solutions that your clients will find profitable.

7. Use Action-Stimulating Language

When coaching, avoid terms that sound unclear or give the feel of vagueness. More pragmatic approaches always yield better results and measurable progress. Your clients should resonate with the confidence you radiate and the clarity that you bring. Vagueness could cripple action that is the readiness to implement what has been taught and later on induce fatigue. Progress will only be made when actions are taken. So, do away with the lengthy vague talks and be action points driven.

You can start a profitable coaching business in Nigeria in a few weeks or months with these points in mind. In all, be the inspiration that the business and/or client desperately needs to scale new heights.



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Practical Guide On How To Start A Profitable Food Processing And Packaging Business In Nigeria

Ossi Samuel



start a profitable food processing and packaging business



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Business Ideas

How to Identify a Good Business Idea That Will Make Millions




Assuming that you have a perceived good business idea and you have (or you are thinking of creating) a product or service that you want to get out in the marketplace, how do you know that you are selling (or going to be selling) to the right market? How can you identify a good business idea that will make you millions within the shortest possible time?

Having the perfect or at least a very good answer to this question is important because the last thing you want to do is spend a lot of time, money and effort starting a business, taking your idea to the marketplace and then find out actually no one wants to buy your stuff. That becomes a problem; a very costly mistake that must be avoided right from the start or launch of your perceived god business idea.

How to Identify a Good Business Idea That Will Make Millions

How to Identify a Good Business Idea That Will Make Millions

This guide will give you a practical clue of what to look for or check in your business idea to see if it will work or not. You can use these tips whenever you want to enter into a marketplace.

The 5 key Indicators of a Good Business Idea That Will Make Millions

Below are 5 key pointers that can help you to identify a good business idea within a very short time hence saving you time, money and energy of wrong investments. Besides, these will help you to make millions within a very short time.

The indicators are:

  1. The availability of Pain or Problem
  2. A Sense of Urgency from the consumers
  3. Potential consumers’ Irrational Passion
  4. Volume of People’s Active Search For Solutions to a Problem
  5. Availability of and Level of Competition

(1) Check If There Is Pain or Problem?

To test if your business idea will work or not, what you should be looking for should be far from just rational needs or logical needs. Rather, what you should look for are emotional needs. If there is pain, in other words, you should be selling complete solutions to those pains not mere palliatives to cushion the pain for some time to resurface again. For example, you should look for problems where you can sell painkiller not vitamins; you should want to sell cure to a problem and not prevention strategies because ideally people are always more willing to pay for painkiller (real final solutions to a problem) than prevention of problems. This is a fact. When there’s a problem, your business idea should be able to solve the problem and people are more than willing to spend money to get the solution.

(2) Check If There Is a Sense of Urgency?

To identify a good business idea, it is important to check the level or availability of urgency for what you have to offer. If there is a sense of urgency for the solution, that is great because people who have the pains are need the solution (which you have) badly; they have to solve this problem. So, what you should check is if your business idea can meet the market’s sense of urgency for a solution or it will take decades to get the solution. Of course, someone else with a faster solution that lands on the scene would have taken the market before you and you lose out! So, your business idea must meet the market’s sense of urgency.

(3) Check If There Is irrational Passion

To explain this, take Football fans for example. Football fans are very passionate about Football that they buy a lot of Football related materials like tickets, jerseys, play football bets, etc. without much thinking. They do it for the passion. So, if you are selling to a market niche like this or any market in particular where passion sells, you are going to make a lot of money. That is, your perceived good business Idea will make you millions or something close to this.

On the contrary, if you propose to sell to a market that don’t have (a lot of) pain, don’t have an urgent need for solution to a problem, and don’t have passion for the product or service, chances are that you are going to have problem asking for money and also charging what you’re worth.

(4) Check If People Are Actively Looking For Solutions to a Problem

A very important thing that you should look for is if people are actively looking for solutions to a problem. There are many ways to find this out but I will use the commonest way. The commonest way is to use some online tools (i.e., Google Search results, Keywords Planner, Semrush, Ahrefs, etc.) to check and see what keywords people are actively searching for online maybe through a search engine like Google or YouTube.

So, you check if people are actively searching for solutions to a problem on the Internet and if they are then you check the volume of the searches and take a clue from that. The larger the search volume, the clearer it shows that many people are actively looking for the solutions to the problem. With this, you will know that there is a ready market for the solution you have/plan to offer. You could then sell your solution to them.

However, where your potential customers are not actively looking for solutions on the internet, then you’ll have challenges scaling the business versus if you go online and millions and millions of searches every month shows that people are searching for the solution to a particular problem.

(5) Check the Availability of and Level of Competition

You need to find if there is a lot of competition in the market for the solution which your proposed business idea is to provide. If there’s no competition, that may or may not be a good idea. This is because chances are whatever you’re thinking as the solution for the problem might have been introduced before and failed to make the money for the past solvers. Hence, it’s an indication that there may not be money in that market.

On the other hand, if you have too much competition then you have a problem trying to stand out. It will be difficult trying to cut through the noise unless you have a new technology, a new breakthrough or something that addresses the problem from a new angle. Unless there is a new dimension that you’re entering the marketplace you may not survive the heat.


So, these are the ways to identify a good business idea that will make you millions. I took the time to point out the things that you should look out for whenever you have a business idea which you want to enter into a marketplace with. You should spend a lot of time thinking about what market needs (not wants); the people you want to serve instead of spending all your time focusing on the product or the service that you want to sell. That should come secondary; the market always comes first. Don’t ever forget that!



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