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Top Online Investment Platforms In Nigeria

Ossi Samuel



top online investment platforms

Top Online Investment Platforms In Nigeria

Investments are underrated. If one can climb to a high mountain and scream about investment then he or she should. Investment trumps savings any day because the interest and profit margins are huge.

Related: 6 modern ways of saving money in Nigeria

As a result of the growth by leaps and bounds of technology, financial transactions have been made smoother and easier. One can be atop his/her bed and send money to someone else several miles away. The same ease used to make bank transactions are applied to investments too. Online investments are possible and are associated with so much ease.

top online investment platforms

If you are looking for

  • Investment with monthly returns in Nigeria
  • Best Nigeria investment company that pays weekly
  • Invest and earn daily in Nigeria
  • Best online investment platforms
  • Online savings platforms in Nigeria
  • Genuine online investment companies
  • International investment platforms
  • Investment apps in Nigeria

Then this piece is for you. Read on to find more on the top online investment platforms in Nigeria.

Top online investment platforms in Nigeria.

  1. Sumotrust

Sumotrust savings and investment platform in nigeria

SumoTrust is an online savings platform that helps you save and invest money automatically. The platform is targeted to Nigerians and pays 10-15% interest Annually. Sumotrust as one of the best online savings platforms in Nigeria comes with lots of interesting features.

It was founded to encourage the poor rate of savings and investment in Nigeria, especially amongst the younger age group. Sumotrust has a high-interest rate and one can join with as low as 100 Naira. This top online investment platform is open to people from all walks of life and occupation ranging from freelancers to students, civil servants, etc.

One of the good features that made SumoTrust number one on this list is its high taste for customer’s account security. Even if your Sumotrust account gets hacked, the hacker won’t be able to change your bank details and withdraw your money, a KYC form will be needed to be submitted before the approval to change bank details can be given. Sumotrust as the best digital savings platform also uses a powerful blockchain security protocol to protect accounts that have it activated.

It is also on a quest to raise 1 Million African entrepreneurs in partnership with Entrepreneur Platform to access discounted-free Online Business Academy for its users and African business forum to collaborate and work with like minds in building better and sustainable businesses.

With Sumotrust, you also get access to various business leaders in different industries at discounted fees (for business consultations) to help you grow and scale your business.

Even though you can use Sumo Trust to save for any reason (Business, travel, school, emergency funds, school fees, shopping, property, etc) its core value is tailored to helping young Africans build wealth with little efforts.

Sign up and start saving with Sumotrut at

2. Cowrywise.

Cowrywise savings platform

Cowrywise is one of the top online investment platforms in Nigeria. It functions as a savings and an investment platform. It was founded in July 2017 by Razaq Ahmed and Edward Popoola and has is based in Lagos, Nigeria.

Cowrywise makes it possible for Nigerians to access high yield savings and investment opportunities with a minimum amount of money. The deposit can be as low as a hundred naira (#100). Asides being a top investment platform, the app offers financial planning tools and a digital wallet to encourage use among its customers.

3. Piggyvest

top online investment platforms

Piggyvest is identified as one of the top online investment platforms located in Nigeria. It was the first and foremost online savings and investment account located in West Africa. It was launched on the 7th of January 2016.  In April 2019, the platform was rebranded and began to offer direct investment opportunities coupled to savings. It offers a medium for one to invest directly in businesses like agriculture etcetera. The plan for investing in Piggyvest is investify.

4. Riby

Riby is the best investment platform for small groups, cooperation, and the rest. It is one of the top online investment platforms in Nigeria. The application gives room for savings, investing, and obtaining loans.

Different plans exist for different market segments. The market plans include;

  • Riby co-operative. This is a plan available for co-operative organizations and small businesses. It allows for obtaining loans at good interest rates.
  • Riby peer lending. This is another plan available on the Riby platform that gives room for mutual benefitting. Peers can lend money to peers.
  • Riby savings app also exists for saving cash.

5. Thrive Agric

This is another top online investment platform in Nigeria. It is perfect for investment in the agricultural field. It allows one, fund any aspect of agriculture. All that is needed is just to indicate the aspect interested in, fund it, and watch it thrive. Interest rates from profits accrued are up to 6-25%. Using the Thrive app has a plus. It let’s one monitor the investment made until it matures. It also let’s room for one to monitor what goes on, on the farm invested in.


Running after information and chasing investment bankers around can get quite annoying and difficult but brings information and much more to one’s doorstep and is just a tap away. is hands down one of the best top online investment platforms offering a more than the usual.

This platform allows one to invest in stocks, bonds, treasury bills, mutual funds, stock exchange, real estate, and much more. Asides these mouth-watering opportunities, also makes it possible for investment to be done in any part of the world and with any currency of choice, ranging from dollars, Euro, pounds etcetera.

7. FBN edge

FBN edge exists as another platform for making investments online. The platform supports investing in mutual funds and one can sit comfortably at home and manage investments made. The plans hosted under this top online investment platform includes

  • FBN money market fund. This gives room for investment in diverse forms of short term high-quality securities consisting of commercial papers, treasury bills, certificates of deposit, and much more. They are all offered by standard and legitimate banks in Nigeria and takes away the stress of going to the bank for the inquiry and purchase. The maximum amount of money allowed for investment is 5000 naira.
  • FBN Fixed Income Fund. This plan creates an avenue for investment in diverse long term debt securities issued by the Federal government, state government, and corporate institutions present in Nigeria. The minimum fee for entry-level in this plan is about 50,000 naira.
  • FBN Heritage Fund. This happens to be the most lucrative of the plans because investments made here are left for a longer period of time as against the other aforementioned plans.

8. Trove

Trove exists as another great and rich top online investment platform available to Nigerians. The application works by offering opportunities for Nigerians to buy and sell stocks, bonds, and cryptocurrency in Nigeria and in other countries like the United States and China. Besides buying and selling of the aforementioned, the Trove app makes room for investment in cryptocurrency, bonds, stocks, and much more.

The platform makes use of really easy tools that are simplified for the site visitors and investment to prevent confusion. These tools are used to track and monitor deals and investments made on the site. The platform also offers adequate security to prevent hackers and scammers from getting access to details of customers and also offers investment tips and information enabling one to become a better investor. The really great thing about this platform is that investments can be made with as little as 1000 naira.


Saving for rainy days is outdated. Investing for the rainy years should be the better lingo. It is important to develop a good investment culture at a young age. It would play a huge role in the coming years that bear additional responsibilities.






Ossi Samuel is a mafian thinker, an avid reader and writer, and political analyst. Am a humanitarian and fun loving person. I love Tech by the way and will always have your time if you have any ideas. I can be reached on Facebook


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How To Make Money As A Secondary School Student In Nigeria.




It is true that you can make money as a Secondary School student in Nigeria. However, the challenge most times is how to go about it. This article explains the steps and how to leverage the available opportunities.

As a student in any secondary school in Nigeria, you might have had the thought of how you can make some money for yourself. The economy of Nigeria isn’t doing so great and most people have to fend for themselves. Your parents might try to meet your basic needs, but most times they just cannot satisfy all your wants. This is why you also need to have a way you make some extra cash for yourself. You can even start supporting your parents by paying some of the bills and saving up for your college.

You might have been told by your parents or guardians that you need to focus on your studies and get good grades. However, as a secondary school student, you have a lot of free time on your hands. If you know how to manage your time well, you can juggle part-time work with your academics and still make excellent grades. In this article, you will find out ways you can make money in Nigeria as a secondary school student.

8 Lucrative Ways To Make Money As A Secondary School Student In Nigeria

(1) Do Freelancing

This is one of the best ways to make passive income, even as a secondary school student. Freelancing is the process where you offer your services/skills to people in need of them. You as a freelancer have the freedom of choosing your working hours (obviously would be after school hours or on weekends). Skills like Graphic Design, Web Designing, Copywriting, Voiceover, etc. can make you handsome money if you know how to do them.

Although having a good digital skill will increase your chances of earning more on freelancing platforms, you can still do some simple jobs to get some cash. Some of these simple tasks include writing articles, proof-reading, transcribing, typing, and a few others. Here are some freelancing websites you can check out

  1. Fiverr
  2. Freelancer
  3. Upwork
  4. Guru
  5. iWriter

(2) Become A Hair Stylist

People always need to get a haircut every now and then. Ladies also love a good hairstylist that can make their hairstyle look like a princess’s own. If you have this skill, you can use it to make some money for yourself. Most ladies know how to plait simple hairstyles; you can do this for your classmates and charge them for your services. You can learn this skill from a barber/hairstylist in your area. It can take you a few months to have a good grasp of how to do it. Once you get good to an extent, you can start off on your own in making money with your new skill. You can also negotiate with your boss to give you some amount when you help him/her style a person’s hair.

(3) Sell Stationeries

Selling some stationaries in the school environment should not be that hard. Students always need an extra pen or a new notebook. You can be making money by meeting the needs of your fellow student. Stationeries such as school textbooks, rulers, graphs, rulers, pens, mathematical sets, etc. are materials you can easily sell. You might have to get capital from your parents or someone else to start off. Make sure you keep a record of your sales so as not to run at loss and also protect your goods from possible theft.

(4) Do Assignments for Fellow Students

Perhaps you are a very bright student and people always flock around you to copy your assignments. You can turn this into a money-making scheme for yourself. All you have to do is inform your mates that you can solve their assignment problems for a token. You get to make some money and educate yourself some more in the process.

(5) Become a Tutor

Tutoring is another means you can make cool cash for yourself. You can teach subjects you know very well with other students. A lot of students need help figuring out certain things, especially in English and Mathematics which are compulsory subjects. You can also work as a home tutor, teaching students who are a few classes below you. The money you will earn won’t be very high but it is enough to pay some of your bills.

(6) Work at A Restaurant

There is barely anywhere you go where there won’t be a restaurant. People always need to replenish their energy and feel good. Restaurants are always looking for extra workers to meet the demands of their customers. You can work in a restaurant after school hours or during weekends depending on your preference. It is not compulsory for you to know how to cook before you can work there. There are various other tasks that don’t require that kind of expertise. Make sure you do not overwork yourself as you would need to go to school the next day fully active.

(7) Write Contents for Individuals and Corporate Bodies

Content writing is a good way to earn an income and also educate yourself in the process. There are numerous blogs and website that needs people to write contents for their platforms daily. You can write articles for them and get paid some amount. iWriters is one platform that you can sign up on to work as a writer. They link you up with clients that need your service.

(8) Apply for Scholarships

This is a great way to make money and also make your parents proud. There a whole lot of scholarships out there for secondary school students that you can participate in. If you know you got what it takes to compete, go ahead and you might win yourself a handsome sum of money. You can also participate in various competitions and win cash prizes.


The ways to make money as a Secondary School student in Nigeria are not limited to the above list. However, you have to be willing to work to make the money you so much desire. Make sure you inform your parents before taking up a job as they might have objections or advice based to offer you. You do not have to involve yourself in scams or scandalous activities to make money as a student. Work diligently and smartly, you would eventually become self-dependent someday.



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How to Make Money in Nigeria as a Teenager




Would you like to make money in Nigeria as a teenager? I guess so. Even if you are not a teenager reading this, this article can still help your teenage child, friend, neighbor, student, relative and/or any teenager around you. By the way, by teenager, I am referring to anyone between the age of Thirteen (13) and Nineteen (19).

Now, the online world has presented us with such vast opportunities that you do not have to go through years of college before you start earning cool cash for yourself. As a teenager, you can start earning even before you enter college. Many people surf the web daily, looking for ways to make some money. You might need the need an extra source of income, either to support your parents or to buy those cool sneakers you have been eyeing for a while.

Getting some of your bills paid yourself would greatly ease the burden off your parents’ shoulders. You could even start saving up and investing to ensure yourself a financially buoyant future. Note: as a student, you still need to focus on your studies and not flop in your academics. This is why you need to take on what you can handle as a teenager. Get rid of the mindset of involving yourself in get-rich-quick schemes, all this would do is land you in debt or a loss.

The ways to make money in Nigeria as a teenager shared in this article are legit and more of a side hustle. But they are sure to make you some bulks. You could end up turning it into your future career if you are passionate about it.

5 Legit Ways To Make Money in Nigeria as a Teenager

Below are five great ways to make money as a teenager:

(1) Start a YouTube channel

We all have something we are passionate about. This can be a selling point for you. People are always going to YouTube to find helpful information, but mostly to entertain themselves. YouTube provides you with a wide range of audience; you can get creative and interest them with something.

If you consistently post good content, you are sure to get audiences for yourself. YouTube will pay you per view that you have on your videos. This is a great way to earn some cool cash even from the corner of your hostel. You might need to get a phone with a good camera, or just a digital camera if you can afford it. There are even tutorials on YouTube on how to start a YouTube channel.

(2) Become a Freelancer

If you have a digital skill that you are good at, you can sell your services to clients on freelancing platforms and get paid in dollars. A lot of people are making a living as a freelancer, some have even gotten very rich through this means. Although you really need to be good at your craft to constantly get clients in need of your services. While there are many skills you can market, a few of them stand out as high-income skills.

For example, skills such as content writing, web development, graphic design, video animation, and some others are in high demand. You could even land a contract job through some freelancing website, and work with a particular company for months, years even. Some freelancing platforms you can check out include Fiverr, Upwork, guru, freelancer, etc.

(3) Work as a Tutor

Perhaps you are a guru in a couple of subjects while in Secondary school or you just have certain skills that you can teach to others. You can turn this into a source of income for yourself. Organizing tutorials for your fellow students and others who want to learn from you, charging them a few bucks for your knowledge.

Many parents are even looking for personal tutors to take their kids some subjects in their homes. They pay good money and you do not have to worry about renting a space for your lectures. You could end up using the experience you gather from this job to land a Teaching/Lecturing job later in your future. Trust me, people are willing to pay for the knowledge they know they really need.

(4) Venture into Photography

If you have a knack for taking great pictures, you should consider using this skill to get yourself some cool cash. Each day, there is one event or the other. Weddings, House warming, Naming ceremonies, reunions, memorials. They all need someone to capture the memories in cute pictures. You can consider printing out business cards for yourself and handing them out to event planners you know, so you would be their first choice when in search of a photographer.

Be sure to have some samples of your previous works to show your credibility. You do not even have to be invited to these events to go there, most of them do not need invitations. Just go there, hang around with your camera and it’s sure you would see people calling you to take their pictures. Nigerians also love doing photo-shoots every now and then. You can add this to your list of services and have people book sessions with you. If you know your craft, this is a sure-fire way of getting cool cash and you can live comfortably off your earnings.

(5) Do Blogging

Much like having a YouTube channel, blogging is another confirmed way for you to make quite an amount of money. This method needs a lot of patience and hard work, but you can be sure it would all pay off in the end. You have to share great content of your blog consistently to get a good audience to your blog.

There are many online guides (videos, pdf(s), other blogs) that can help you figure out all you need to know before you start blogging. Keep posting on your blog daily to get people’s attention, you can keep a content calendar to help you with this. Once you get a good number of audiences, you can start earning on your blog through advertisement.


There are always opportunities to earn more money today and as a teenager, you are not left out. If you know how to take advantage of the many opportunities out there, you can make money in Nigeria as a teenager with ease. You have to be willing to do some work in order to get paid a good amount of money. Your credibility is very important in any job you take up and people should be able to count on getting quality work from you. Make sure you take your time to figure out which one of the above ways you want to go into, you can even choose to pick multiple ways. Just make sure you are able to deliver on a deal, on time, and in great quality.



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